Plan the month and what comes after it
Say how much you want to spend in each category and how much you want to save for each goal. The app tracks both and warns you before you go off plan.
Free with up to 3 budgets and 3 goals. Unlimited in Pro
A budget by category
One amount per category, per month. When you reach 80% of the plan, the app warns you, and warns you again if you go over. Next month, you can copy the previous month's budgets in one tap.
Goals with a deadline and the math done
A target amount, a deadline and the contributions you make. With a deadline, the goal tells you how much to save per month to get there, and corrects the math with each contribution. You can also create a passive income goal: you say the monthly income you want, and the app works out how much you need to build up.
On screen
Each budget with how much is gone and how much is left. Orange from 80%. 
Goals with a deadline show how much to save each month until the date.
The simulator starts from your invested balance and your average surplus.
Compound interest simulator
Starting amount, monthly contribution, rate and term, with shortcuts for high-yield savings, CDs and Treasury bills. The result becomes a goal with one tap.
Loans between people
What you lent and what you owe, with how much is left, what has been paid and a reminder on the agreed date.
Questions
Does the budget count what I put on the credit card?
Yes. A credit card purchase counts toward the category's budget in the month it was made.
Does the money in a goal leave my balance?
A contribution records that the amount is set aside for the goal. It still counts in your net worth and in the score's emergency fund.
What is the limit on the free plan?
Up to 3 budgets and 3 goals at the same time. Pro has no limit.
See also
Financial Health Score
The Financial Health Score sums up the month in one number and shows where it comes from. It is calculated on your iPhone, with no AI, using fixed rules you can check.
Credit card and statement
Set the credit limit, the closing day and the due day. From then on, every purchase lands on the right statement, and installments show up in every month still to come.
AI assistant
Ask it your way, like you'd ask someone you trust. The assistant looks at what's in the app and answers with the figures from your month, without making up data and without trying to sell you anything.
Start with the next purchase.
Free on iPhone and Android. Pro is $3.99 a month, with a 7-day free trial.
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